I have a geared head. I wish it was belt driven. It is noisey, unforgiving in a train wreck and I only have 6 speeds on mine and they are slower then I want.
The speeds, at least for me, seem to be slow enough to allow working large cutters which on a table top mill doesn't make too much sense. The faster speeds would have been real handy for the stock size and cutters I use mostly.
Mine is also a mill/drill. Should have gotten a square column so I could loosen it for Z travel without it flopping around causing me to have to line it all up again.
Welcome to the forum, hope you enjoy your stay and good luck with the purchase!
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